THIS PRIVACY POLICY IS ISSUED BY QUANTFIN MEIER FINANCIAL SOLUTIONS ("QUANTFIN") INCORPORATED UNDER REGISTERED NUMBER CHE-384.288.529, SWITZERLAND. IT APPLIES TO ALL WEBSITES, MICRO-SITES, BLOGGING SITES AND OTHER ONLINE DIALOGUE PLATFORMS OWNED OR MANAGED BY OR ON BEHALF OF QUANTFIN UNDER THE URL SUBOWN.COM ("SUBOWN ", "US" OR "WE").
BY ACCESSING THE SUBOWN SITES AND ANY PAGE THEREOF YOU TAKE NOTE AND AGREE THAT WE COLLECT AND USE YOUR PERSONAL DATA AS SET OUT IN THIS PRIVACY POLICY STATEMENT AND THE TERMS OF SERVICE. BY CONTINUING TO ACCESS OR USE A SUBOWN SITE OR BY SENDING INFORMATION TO A SUBOWN EMAIL ADDRESS PROVIDED ON A SUBOWN SITE YOU TAKE NOTE AND ARE CONSENTING TO OUR USE OF YOUR PERSONAL DATA AS DESCRIBED IN THIS PRIVACY POLICY STATEMENT. PLEASE DO NOT ACCESS THIS SUBOWN SITE AND DO NOT SEND US YOUR PERSONAL DATA IF YOU DO NOT WANT US TO STORE OR USE THE DATA AS DESCRIBED IN THIS PRIVACY POLICY STATEMENT.
This Policy should be read in conjunction with the Terms of Service (https://subown.com/terms-of-Service). Any defined terms used in this Policy but not defined herein bear the definition given in the Terms of Service.
The term "Personal Data" as used in this privacy statement applies to information that allows us to identify you personally, including but not limited to your name, e-mail address, postal address or telephone number.
Subown is committed to maintaining the privacy of every current, former and prospective user, and to comply with the Swiss legislation on data protection.
Changes
This Policy may be updated at any time. Please ensure that you regularly read the latest version of this Policy.
Subown reserves the right to vary or amend this Policy at any time and Subown is under no obligation to inform you about such variations or amendments. The most recent version of the Policy will govern our use of your information and will always be available on the Subown Sites.
By continuing to access or use the Subown Site after any changes become effective, you agree to accept the revised Policy.
Please visit this Policy on a regular basis to ensure that you have read the latest version. This Policy was updated the last time on the date indicated at the end of the Policy.
Information we collect
When you visit the Subown Website, our web server automatically records details about your visit (for example, your IP address, the web site from which you visit us, the type of browser software used, the Subown Website pages that you actually visit including the date and the duration of your visit).
In addition, we collect Personal Data which you provide through the Subown Website, for example when you enter Personal Data on a registration page or if you sign up for an email newsletter.
We may collect Personal Data from you over Subown Sites in the following ways:
You provide personal data to us, in particular your contact data like name and email address, by using the various functionalities of Subown Sites (e.g. sign up, sign in, commenting, subscription, download, or newsletter registration) or by sending information to a Subown email address given on a Subown Site.
We use a third party Service, i.e. Google Sign-In, to manage the authentication flow of our Service and to get you into our app quickly and securely. When you sign up for a Subown account, or sign into Subown with Google's Sign-In, you're required to log into your Google account. After you complete this login process, we can access your Google Account Id, full name, Google profile URL, and email address. This personal data, which personally identifies you and can be associated with your Google account, is collected by Subown to verify your identity and eligibility to receive our Services.
You can always refuse to supply personally identifying information, with the caveat that it may prevent you from engaging in certain activities.
Google Analytics
This website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses "cookies", which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.
You can also prevent Google from collecting information (including your IP address) via cookies and processing this information by downloading this browser plugin and installing it: http://tools.google.com/dlpage/gaoptout.
Further information concerning the terms and conditions of use and data privacy can be found at the Google Analytics Terms of Service (http://www.google.com/analytics/terms/us.html) or at the Google Analytics Privacy Overview (http://www.google.com/analytics/learn/privacy.html)
Google AdSense
Google's advertising requirements can be summed up by Google's Advertising Principles (https://support.google.com/adwordspolicy/answer/1316548?hl=en). They are put in place to provide a positive experience for users.
We use Google AdSense Advertising on our website.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
How is your data used?
The user data collected over a Subown Site will be processed for the following purposes:
We will use your connection data for statistical purposes and to manage and improve the usability of the Subown Sites.
We will use data collected to track and examine the use of any page shared through the Subown Network, to prepare reports on its activities and share them with other Subown Services.
We will use your contact data to: (i) answer any queries you have about Subown Sites and to notify you of any changes to Subown Sites; (ii) provide you with information you have requested (subscriptions, event registration confirmation and further details on a registered event); and (iii) inform you about Subown's Service (updates, new features, presenting you with pages relevant to what you have shared, etc).
Email Communications with Us: As part of the Services, you may occasionally receive email and other communications from us. Administrative communications relating to your Account are considered part of the Services, which you can't opt-out from receiving. We also may send you other kinds of emails, which you can opt-out of either from your Account Settings page or by using the "Opt-Out" link in the emails themselves. Note that we will never email you to ask for your password or other Account Information; if you receive such an email, please forward it to us.
We will use the information about your personal newsletter subscriptions and your personal "interaction" data (the pages, articles and topics you are interested in and/or you are Partial Owner of and/or you make accessible to the Network) to learn about your preferences and improve the knowledge provided to you via our newsletters and communication. We will not use your personal interaction data for any other purpose except for improving our Service.
We will use your Personal Data to manage your participation at the Network, manage your subscriptions and to inform you about Subown Services and solutions that may be of interest to you (marketing activities), unless you inform us that you wish not to receive any promotion material from Subown.
We will include comments that you provide through commenting functionality on Subown Sites or otherwise in reports, statistics, surveys and pools which we make available on Subown Sites. These types of information include your name and will enable readers to identify individuals or individual businesses.
Subown does not sell your Personal Data to third parties.
Data disclosure to third parties
We will not disclose your Personal Data to third parties, except for the following: (1) disclosure of data if legally required or ordered by an authority or a court; (2) disclosure of data to external Service providers who process Subown data on its behalf or otherwise; (3) disclosure of limited data (only name, email) to other Network participants in form of participant lists (e.g. inform the owner of a page about the page's Partial Owner), or by listing the name of a comment's author; (4) disclosure of data to third parties in corporate reorganisations, disposals or acquisitions; (5) disclosure of data to third parties if necessary to protect the interests of Subown or other users.
We will not sell, rent, distribute or otherwise make your contact or other data commercially available to any third party, except with your prior permission.
Data storage and transfer outside your country
Your data is processed according to applicable data protection and privacy laws. Any data you send over the Internet to the Subown Site is processed and stored by the Service provider Hetzner Online GmbH, Germany.
Accordingly, your Personal Data will be transferred to and processed in locations outside the country in which you are viewing the Subown Site (the "User Country"). Any data or material sent or uploaded by you will be accessible in countries outside the User Country. If your User Country is within the European Economic Area ("EEA") or is Switzerland or another country providing an adequate level of data protection, please note that your Personal Data will also be accessible and processed in countries with a lower level of data protection.
Data security and confidentiality
Subown has implemented reasonable technical and organisational security measures to protect your personal data collected by Subown via the Subown Website against unauthorized access, misuse, loss or destruction.
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.
We use regular Malware Scanning.
Your personal data is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal data.
What should you consider when sending data over the Internet?
Please note that data that is transferred over an open and unprotected network, such as the Internet or email, may be accessible to anybody. We cannot guarantee the confidentiality of any communication or material transmitted via such open networks. When disclosing any personal data via an open network, you should be aware of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without your consent. Even if both the sender and recipient or the data are located in the same country data may also be transmitted via such networks to other countries regularly and without controls, including to countries that do not guarantee the same level of data protection as the User Country. Your data may be lost during transmission or may be accessed by unauthorized parties. We do not accept any liability for direct or indirect losses as regards the security of your data during its transfer via the Internet. Please use other means of communication if you think this is necessary or prudent for security reasons.
For how long is your Personal Data retained?
Subown retains the Personal Data collected over Subown Sites only for as long as required or permitted by law and regulations.
How do we deal with information from individuals under the age of 18?
The Subown Website does not seek to collect personal data from individuals under the age of 18. Individuals under the age of 18 should receive permission from their parent or legal guardian before providing any personal data to Subown on the Subown Website.
Third-party Services
The Service may contain features or links to websites and Services provided by third parties. Any personally identifiable information you provide on third party sites or Services is provided directly to that third party and is subject to that third party's policies, if any, governing privacy and security, even if accessed through the Service. While we try to work only with third party sites that share our respect for your privacy, we don't take responsibility for the content or privacy and security practices and policies of third party sites or Services to which links or access are provided through the Service. We encourage you to carefully read/review the privacy policy of each Third Party Sites prior to accessing or sending personally identifiable information to the site.
We aren't responsible for the information collection and use practices of third party sites which participate at our Network, i.e. sites which have integrated our Service to share their content. These sites shall adhere to the AdSense program policies, which implies the requirement of an own privacy policy. When you visit a site in our Network, that site may collect more information than we do, and may provide information to third parties, including to advertisers, that we don't have any relationship with. We encourage you to learn about their privacy and security policies before providing them with personally identifiable information.
Subown uses Google technologies, such as Google Custom Search, Google AdSense, Google Sign-In, and Google Analytics, to improve user experience and keep it free. When you visit Subown, your web browser automatically sends certain information to Google:
This includes, for example, the web address of the page that you're visiting and your IP address. We may also set cookies on your browser, or read cookies that are already there.
For more information we refer to: How Google uses data when you use our site, and Types of cookies used by Google.
Right to access your Personal Data
You are entitled to ask us anytime for information about what type of Personal Data about you has been collected online and stored with Subown or with third parties processing online data on Subown's behalf. You may also ask us to have your data rectified or deleted as required by applicable data protection law. For more information please contact us using details in the contact box below.
Should you have a request regarding the processing of your personal data please send a letter to the following address:
Data Protection Officer
QUANTFIN MEIER FINANCIAL SOLUTIONS
Glasacker 1
4657 Dulliken
Switzerland
Data controller
QUANTFIN MEIER FINANCIAL SOLUTIONS, Glasacker 1, 4657 Dulliken, Switzerland is responsible as data controller for the processing of your Personal Data on Subown Sites under Swiss data protection law to the extent applicable.
Contact
If you have any questions relating to the processing of your Personal Data, your privacy rights or this Policy, please contact Subown's Data Protection Officer at QUANTFIN MEIER FINANCIAL SOLUTIONS, Glasacker 1, 4657 Dulliken, Switzerland.
Google Custom Search, Google AdSense, Google Sign-In & Google Analytics are registered trademarks of Google, Inc.
Last Update: 26 October 2016
